Whop Fees Explained: Card Rates, Payout Fees and a Worked Example
Every charge on Whop's fee page in one place: per sale, per payout, per dispute, with a worked example.
Whop does not charge a monthly subscription on its published fee page. You pay per transaction, and then again when you move money out. This guide lists each charge, shows a worked example, and compares the total with what you would pay elsewhere.
What does Whop charge per sale?
These are the payment processing rates on Whop’s fee page.
| Charge | Rate | When it applies |
|---|---|---|
| Card payment | 2.7% + $0.30 | Every successful card sale |
| International card | +1.5% | The buyer’s card was issued in another country |
| Currency conversion | +1% | The sale is converted between currencies |
| Billing | 0.5% | If you turn the billing feature on |
| Tax and remittance | 2% | If you have Whop calculate and remit sales tax |
| Dispute | $15.00 | Each chargeback |
| Early dispute alert | $29.00 | Each alert |
Whop’s fee page does not list a separate platform percentage. Some third-party articles quote one, so check the page itself before you rely on a figure from elsewhere.
What does it cost to withdraw?
| Payout method | Fee |
|---|---|
| Next-day ACH | $2.50 |
| Instant bank deposit | 4% + $2.50 |
| Crypto | 5% + $1.00 |
| Venmo | 5% + $2.50 |
| Bank wire | $23.00 |
| International local bank | Varies by country |
The flat fees favour fewer, larger withdrawals. Ten $50 ACH payouts cost $25; one $500 payout costs $2.50.
A worked example
You sell a $40 item to a buyer in your own country, paying by card.
- Card payment: 2.7% of $40 is $1.08, plus $0.30, so $1.38.
- You keep $38.62 before any payout fee, which is 96.6% of the price.
The same $40 sale to a buyer abroad, converted into your currency, adds 1.5% and 1%: another $1.00. You keep $37.62, or 94.1%.
What do affiliates cost?
You set the affiliate share yourself. Whop’s affiliate documentation gives a default of 30% for global affiliates, and you can change it to any percentage. Instant affiliate payouts carry a 1.25% processing charge per transaction on the fee page. See how the Whop affiliate programme works.
How does that compare?
| Platform | Monthly cost | Per sale |
|---|---|---|
| Whop | None listed | 2.7% + $0.30 on cards |
| Gumroad | None | 10% + $0.50 on direct sales; 30% on Discover sales to new customers (Gumroad pricing) |
| Shopify | Basic $25, Grow $65, Advanced $399 billed monthly (Shopify pricing) | Card rates depend on plan; third-party payment providers add 2%, 1% or 0.6% |
There is a fuller comparison in Whop vs Shopify vs Gumroad.
Fees when you sell physical items
The rates above are the same whether the product is a membership or a parcel. Postage is yours to charge and pay. If you also sell the same stock on marketplaces, each has its own fee; the FLUF fee calculators work out what you keep on each one, and this guide covers setting up physical products on Whop.
Frequently Asked Questions
Whop's fee page lists 2.7% + $0.30 for each successful card payment, plus 1.5% for international cards and 1% when currency conversion applies.
Whop's fee page lists no monthly subscription. Charges are per transaction and per payout.
Next-day ACH is $2.50. Instant bank deposit is 4% + $2.50, crypto is 5% + $1.00, Venmo is 5% + $2.50 and a bank wire is $23.00. International local bank payouts vary by country.
Whop's fee page lists $15.00 per dispute.
If you turn on tax calculation and remittance, the fee page lists 2% per transaction. It is optional.
No. The published processing rates are the same for any product type. Postage is separate and is yours to charge and pay.
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