Crosslist from Kijiji to Square: Local Ads Plus Card Payments (Canada)
For the Canadian flipper adding a market table and a web shop: keep Kijiji for local buyers, take cards and run stock through Square, and stop selling the same dresser twice.
- This route is about growing up, not moving house. Kijiji keeps doing what it does best — putting a dresser or a mountain bike in front of buyers within driving distance. Square adds what a side hustle lacks once it becomes a business: card payments at a market table, a web shop, and a till that knows what is in stock.
- Square Canada charges nothing monthly on its entry plan, and takes its money per payment. In person, credit cards cost 2.5% and Interac debit 0.75% + 7¢; online orders cost 2.8% + 30¢. Cash on a Kijiji driveway costs nothing, which is why you will keep both.
- Kijiji’s clock and fees change once you call yourself a business. Ads run 60 days before they drop to Inactive, and Kijiji now says business sellers pay posting fees across all categories.
- A Kijiji ad becomes an item in your Square item library. Title, description, price, photos, stock and one of your own Square categories come across. Whether it then shows on your Square Online site is a setting you control inside Square.
- Protection runs from FLUF outward, and neither side reports its own sales. Mark an item sold in FLUF and the Kijiji ad ends and the Square stock count goes to zero. A cash handover and a market-stall tap are both invisible to FLUF today, so you mark those yourself.
- Kijiji needs the FLUF browser extension; Square connects through Square’s own sign-in page. Neither channel gets relisting or offer management through FLUF.
- Cost: 7 days for £1, then from £9/month, then plans from £9/month on Starter with unlimited listings.
On this page
- The point where cash and Kijiji stop being enough
- Two tools, two jobs
- What Square costs a Canadian seller
- Card fees on real Kijiji-type items
- What changes on Kijiji when you become a business
- Getting paid safely: e-Transfer, cash and a card reader
- From Kijiji ad to Square item, field by field
- Setting it up with FLUF Connect
- What syncs, and the sales FLUF cannot see
- GST/HST and the CRA once you are a business
- What FLUF costs
- Sources and verification
- Related guides
The point where cash and Kijiji stop being enough
Most Canadian flippers start the same way. A curb-alert armchair, reupholstered and posted on a Tuesday. A box of Nintendo cartridges from an estate sale. Kijiji brings a buyer to the door, the buyer hands over cash or sends an e-Transfer, and the whole business lives in your phone’s messages.
That works until three things happen at once. You start doing a Sunday flea market or pop-up, and half the people at your table have no cash. Regulars ask whether you have a website they can check. And you lose track of which Kijiji ads still refer to things that sold at the market last weekend, so you spend Monday answering “is this still available?” about a lamp that is already in somebody’s living room.
Square answers the first two directly: a payments system with an item library that feeds both the till and a Square Online shop. It is not a marketplace — nobody browses Square looking for a dresser — so it does not replace Kijiji’s reach. The third problem, keeping both lists honest, is where FLUF Connect comes in.
Two tools, two jobs
The mistake to avoid is treating Square as a second place to be found. Its job is to take money and keep records. Kijiji’s job is to be found.
| Kijiji | Square | |
|---|---|---|
| What it is | Classifieds board for local buyers | Payments, point of sale and an online shop builder |
| Where buyers come from | Kijiji search, filtered by distance | People who already know you: market visitors, regulars, your own links |
| How you get paid | Cash or Interac e-Transfer | Card, debit or digital wallet through Square, deposited to your bank |
| Cost of a sale | None on a Buy & Sell item | A processing rate on every card payment |
| Stock tracking | None — an ad is an ad | Per-item counts shared by the till and web shop |
What Square costs a Canadian seller
Square makes most of its money from processing. Square’s own fee article for Canada lists these rates, all in Canadian dollars:
| How the buyer pays | Square Canada rate |
|---|---|
| Credit or prepaid card, tapped, inserted or swiped (including Tap to Pay on a phone) | 2.5% |
| Interac debit in person | 0.75% + 7¢ |
| Square Online checkout and other online payments | 2.8% + 30¢ |
| Card number typed in by hand, or a card kept on file | 3.3% + 15¢ |
| Card issued outside Canada | An extra 1.5% on top |
Two things matter most. First, the debit rate: at 0.75% + 7¢ a debit tap on a C$60 side table costs 52¢, less than half the credit charge. Second, no chargeback fee. A buyer’s card dispute on a used item goes to your bank without a fee.
Plans
Square’s Canadian pricing page lists three plans. The entry one, which Square calls Free, is C$0 a month plus transaction rates. Plus starts from C$35 a month and is aimed at retailers and restaurants. Premium is quoted individually. Square’s separate Online plans page shows a different structure with a C$0 site, and mentions C$36 and C$99 annual tiers. Check your own Square Dashboard before paying — Square’s pages do not agree at the time of writing.
Hardware
You do not need to buy anything to start, because Square supports Tap to Pay on iPhone and Android. For a market table, Square’s hardware page offers:
| Device | Price (CAD) |
|---|---|
| Tap to Pay on your phone | No hardware |
| Square Reader (2nd generation) | C$69 |
| Square Terminal | C$399 |
| Square Handheld | C$449 |
| Square Stand | C$249 |
Card fees on real Kijiji-type items
Here is what Square takes on four items a Canadian flipper might sell, by payment method. The Kijiji cash column is the comparison your gut will make:
| Item and price | Kijiji cash or e-Transfer | Interac debit tap | Credit tap | Square Online order |
|---|---|---|---|---|
| Retro game cartridge, C$25 | C$0 | C$0.26 | C$0.63 | C$1.00 |
| Refinished side table, C$60 | C$0 | C$0.52 | C$1.50 | C$1.98 |
| Used road bike, C$180 | C$0 | C$1.42 | C$4.50 | C$5.34 |
| Solid-wood dresser, C$450 | C$0 | C$3.45 | C$11.25 | C$12.90 |
A buyer at a flea market who has no cash and walks away is a 100% loss. A buyer who taps a credit card on a C$180 bike costs you C$4.50 — the sale that would never have happened otherwise.
What changes on Kijiji when you become a business
Kijiji is mostly free for flippers in Buy & Sell, but that changes once you move from clearing a basement to selling for profit.
Account type. A business account is for anyone posting as part of a business activity, and Kijiji’s category pricing overview states business sellers pay applicable posting fees across all categories per 31-day period.
The 60-day clock. Most Kijiji ads stay active for 60 days; listings with insertion fees run 31 days. An expired ad moves to Inactive for 60 more days before deletion, and reposting puts it back among the newest ads. FLUF does not repost Kijiji ads for you.
Paid visibility. Top Ad adds a second copy to the top of search results for 3, 7 or 30 days depending on category. Homepage Gallery adds a copy to the homepage for 7 days. Kijiji publishes no prices; you see them when you promote an ad.
Getting paid safely: e-Transfer, cash and a card reader
Kijiji has no checkout and no seller protection. The Kijiji safety page tells sellers to verify funds directly through their bank and warns that fraudsters create fake payment notifications. Interac’s guidance notes typos and a “&$” sign appearing after the amount as signs of a fake. Turn Autodeposit on, never click a deposit link, and check your banking app before the item leaves your hands.
The patterns to watch for: the buyer sends an e-Transfer and forwards you a confirmation email that turns out to be fabricated. Or they overpay and ask you to refund the difference, then the original payment reverses as a compromised account. The pattern that catches sellers by surprise is the fake e-Transfer notification that looks legitimate right up until you hand over a C$450 dresser and nothing ever arrives in your bank. Defence is simple: only your own banking app counts as evidence. Never a screenshot, never a forwarded email, never a text.
This is the quiet argument for a card reader, even for Kijiji buyers. When someone arrives for a C$450 dresser and their e-Transfer “has not come through yet”, a tap on a Square Reader settles it in seconds. You pay C$11.25 on credit or C$3.45 on debit. That is cheap insurance against losing the item as well as the money. A buyer at a market table who says they left their cash at home is a lost sale without a card reader. With one, they tap, the payment is either approved or it is not, and the transaction is done.
From Kijiji ad to Square item, field by field
A Kijiji ad is thin: a title, a free-text description, a price, photos and a location. A Square item is structured for a till. Here is what FLUF carries across:
| Kijiji ad | Square item | Notes |
|---|---|---|
| Title | Item name | Shorten long titles in FLUF first |
| Description | Item description, as plain text | Line breaks are kept |
| Price | Item price in CAD | Set to your Square account’s currency |
| Photos | Item images | Uploaded to the item; Square does not insist on a photo |
| — | Category | Chosen from the categories you created in Square |
| — | SKU | Your SKU if the product has one; otherwise FLUF assigns one |
| — | Stock count | Tracked in Square, usually 1 for a one-off flip |
| Location and postal code | Not carried | Square uses your business location instead |
| Sizes, colours, sets | One variation only | Add variations in Square yourself |
Categories are yours to build. Square has no fixed category list; every business creates its own. Set up the handful you need — Furniture, Electronics, Sports and Collectibles — in Square before you crosslist, and FLUF will offer them.
Online visibility is a Square setting. FLUF creates the item in your item library. An item must be assigned to your site to be bought online, and must have a fulfilment method such as shipping or pickup. Set item defaults in Square once, and imported stock will follow them.
Setting it up with FLUF Connect
- Open a Square account and add a business location. Decide whether you are starting with the C$0 plan and a C$0 online site.
- Create your categories in Square. Keep them broad. Four or five is plenty for a flip business.
- Set Square Online item defaults. Pick local pickup for furniture and bulky goods, and shipping only if you are prepared to box things.
- Install the FLUF browser extension and connect Kijiji. Kijiji only connects through the extension.
- Import your Kijiji ads into FLUF. Your active ads become products in one catalogue, with their photos.
- Connect Square. FLUF sends you to Square’s own sign-in page to approve access. No extension is involved and you do not share your Square password with FLUF.
- Crosslist five items and check them in Square. Look at the name, price, photos and category in your item library, then at how they appear on your Square Online site.
- Crosslist the rest. Filter out what you would never sell by card or online — project cars, free curb items — and push the remainder in bulk.
What syncs, and the sales FLUF cannot see
This section is the one to read twice, because both channels on this route share one limitation.
| What happens | What FLUF does | What you do |
|---|---|---|
| You mark an item sold in FLUF | Ends the Kijiji ad and sets the Square stock count to zero | Nothing more |
| A Kijiji buyer collects and pays cash or e-Transfer | Cannot see it — there is no order to read | Mark it sold in FLUF |
| You sell it on your Square POS at a market | Not detected yet | Mark it sold in FLUF |
| A buyer orders it on your Square Online site | Not detected yet | Mark it sold in FLUF |
| It sells on another connected channel whose sales FLUF does read | Ends the Kijiji ad and zeroes the Square stock | Nothing |
| You change price, title or description in FLUF | Sends the change to the Square item | Check the Kijiji ad if the price matters there |
| The Kijiji ad reaches 60 days | No action | Repost it on Kijiji |
FLUF does not yet detect Square sales, and that includes in-person POS sales rung up on a Square Reader, a Square Terminal or the Square app. The safety mechanism is a habit, not a background process: when a sale happens anywhere on this pair, mark it sold in FLUF, and FLUF clears the other side.
The Kijiji side will stay manual because of what classifieds are. An ad that disappears has usually expired, been paused or been deleted by hand, far more often than it has sold. The Square side is a market discipline: at the end of a market day or pop-up, ring up the cash items in Square, then bulk-mark them sold in FLUF. This takes minutes and prevents the overselling that is the only real operational failure mode on this pair.
Running a market table with Square
A market or pop-up is where this pair earns its keep. You have stock listed on both Kijiji — for local buzz and the people who browse at home — and in your Square Online shop. On Saturday you pack the items you think will sell and set up a table with a Square Reader.
The workflow: a buyer asks the price. You tell them, they tap their card on the Reader, and the sale appears in Square with an instant receipt emailed to them. Their email lands, your phone shows the stock count dropping in real time. When the last unit of something sells, your Square Online shop stops offering it immediately. By Sunday evening, when you mark those sales in FLUF, the Kijiji ads come down too.
This is not hypothetical efficiency. It is the difference between a C$15 sale where a buyer walks away because they have no cash and one where they tap and buy it. It is not needing to remember which items you sold or guessing whether a Kijiji message is for something that left your van an hour ago. And it is the reason that even for a seller who mostly works Kijiji, a Square card reader is not a nice-to-have — it is the upgrade that turns a market table from a hobby into a business.
GST/HST and the CRA once you are a business
Adding a card reader and a web shop does not change your tax position by itself, but it usually comes with the growth that does. Two rules are worth knowing.
The C$30,000 small-supplier line. The CRA’s registration guidance treats you as a small supplier until your taxable revenue passes C$30,000 in a single calendar quarter, or across four consecutive quarters. Cash sales on Kijiji count towards the total the same way card sales on Square do.
Platform reporting. Since 2024, platform operators report certain sellers to the CRA. A seller is excluded if they have fewer than 30 sales of goods and no more than C$2,800 in the period. The CRA’s guidance says software that only lists or advertises, with no knowledge of the transaction, is not a reporting platform. That describes a classifieds board. Either way, reporting is a separate question from whether the income is taxable, and it is taxable. Keep your Kijiji sales in FLUF’s sold list or a simple ledger so the two halves of the business can be added together.
What FLUF costs
7 days for £1, then from £9/month, then plans from £9/month on Starter, which has unlimited listings. Crosslisting, inventory sync, order sync and bulk operations are on every plan. Relisting, offer management and smart pricing come with the plans above Starter. On this pair neither Kijiji nor Square supports them through FLUF, so Starter covers what this route uses. The value is one catalogue and one place to mark things sold.
FLUF bills in pounds sterling, and your card issuer converts to CAD. The same subscription connects every channel FLUF supports — 51 in total — so adding Facebook Marketplace next to Kijiji later costs nothing extra on the FLUF side.
Sources and verification
Every rate, rule and price below was read from the primary source on 10 September 2026.
- Square Support Centre (Canada): Learn about Square fees — the 2.5% card-present rate, 0.75% + 7¢ Interac debit, 2.8% + 30¢ online, 3.3% + 15¢ keyed and card-on-file, and the 1.5% international fee.
- Square Canada pricing — the C$0, from-C$35 and custom plans, and the online store starting at C$0 a month.
- Square Online plans (Canada) — the C$36 and C$99 annual-billing tiers and the 2.5% + 30¢ online rate on the top tier.
- Square Canada hardware — Reader, Terminal, Handheld, Stand and Register prices, and Tap to Pay on iPhone and Android.
- Square Support Centre (Canada): Set up items for your online store — site assignment, fulfilment methods and the direct-link-only setting.
- Kijiji: how long listings stay active — 60-day and 31-day durations, the Inactive Ads period and reposting.
- Kijiji: category pricing overview (updated 21 May 2026) and Kijiji: business accounts and changes to listing fees (22 May 2026).
- Kijiji: Top Ad feature, Kijiji: Homepage Gallery feature and Kijiji: cost of promoting ads.
- Kijiji: safety at Kijiji — verifying funds, fake payment notifications and public meeting places.
- Interac: email fraud and how to protect yourself — signs of fake notifications and Autodeposit.
- CRA: when to register for and start charging the GST/HST — the C$30,000 small-supplier tests.
- CRA: Reporting Rules for Digital Platforms — who is affected and CRA: guidance on the reporting rules — the 30-sale and C$2,800 exclusion and the treatment of advertising-only software.
What we could not verify. Kijiji publishes no prices for Top Ad or Homepage Gallery; they vary and are shown only when you promote an ad. Kijiji also does not publish its business posting fees as dollar amounts. Square’s Canadian pricing page and its Square Online plans page describe different paid tiers. We have shown both rather than choose, and your Square Dashboard is the authority. Square’s page did not confirm whether a first card reader is supplied at no cost. We did not find a published statement on whether Kijiji files platform returns with the CRA; the CRA’s guidance on advertising-only software is quoted instead.
Related guides
- Sell on Kijiji — the full guide for Canadian sellers
- Sell with Square — fees, plans and the catalogue
- Selling online from Canada — every channel open to you
- Kijiji vs Facebook Marketplace — the two local boards
- Square vs Shopify — a till with a shop, or a shop with a till
- Crosslist from Kijiji to Whatnot
- All marketplace guides
- All crosslisting routes
Frequently Asked Questions
Yes. FLUF Connect imports your Kijiji ads through the FLUF browser extension and creates each one as an item in your Square item library, with title, description, price in CAD, photos, stock count and one of your own Square categories. Whether the item then appears on your Square Online site depends on the site assignment and fulfilment settings you choose in Square.
Not yet. FLUF does not detect Square sales, and that includes in-person sales rung up on the Square app or a Square Reader. Mark the item sold in FLUF at the end of the day and FLUF ends the matching Kijiji ad and sets the Square stock count to zero.
Kijiji has no checkout, so a cash or Interac e-Transfer sale leaves no order for any software to read. Mark the item sold in FLUF and its Square stock goes to zero, which also stops your Square Online shop offering it.
Square Canada lists 2.5% for credit cards taken in person, 0.75% + 7¢ for Interac debit, 2.8% + 30¢ for online payments and 3.3% + 15¢ for keyed-in or card-on-file payments, with an extra 1.5% for cards issued outside Canada. It charges no chargeback fee. Its entry plan, which Square calls “Free”, has no monthly fee.
Only for Kijiji. Kijiji connects through the FLUF browser extension. Square connects by approving access on Square’s own sign-in page, with no extension involved.
No. Relisting and offer management are not available on Kijiji or Square through FLUF, so reposting a Kijiji ad after its 60 days stays with you. On channels that do support them, relisting, offer management and smart pricing come with the plans above Starter.
Each FLUF product arrives in Square as a single item with one variation. If you sell a set of chairs by colour, add those variations to the item in Square yourself.
7 days for £1, then plans from £9/month on Starter with unlimited listings. Crosslisting, inventory sync, order sync and bulk operations are on every plan, and one subscription reaches all 50+ channels FLUF supports, not only Kijiji and Square.